<img src="//bat.bing.com/action/0?ti=5598587&amp;Ver=2" height="0" width="0" style="display:none; visibility: hidden;">

FIND OUT WHAT SELF DIRECTED IRA ACCOUNT IS RIGHT FOR YOU

Self-Directed IRAs for Individuals

Traditional IRA - Tax-Deferred Savings

With no annual income limits, Traditional IRAs make it easier to set aside money for retirement, tax-deferred. The earnings will continue to grow tax-deferred, until they are withdrawn. Depending on your income and eligibility, your IRA contributions may also qualify as tax-deductible.

Roth IRA - Tax-Free Growth

Roth IRAs allow you to make after-tax contributions, while still letting the money grow tax-free. Unlike the Traditional IRA, contributions are not tax-deductible when you make them, but will be tax-free when you make qualified withdrawals. There are income limitations on who can contribute to a Roth IRA.

Self-Directed IRAs for Small Businesses

SEP IRA - Employers, Employees, and the Self-Employed Investing Together

If you are self-employed or own a small business with fewer than 25 employees, a Simplified Employee Pension (SEP IRA) may be the right option for you and your employees. SEPs offer tax-deferred features like Traditional IRAs, and extends them to the employer—because instead of the employee making contributions, the employer does.

A SEP IRA does not have the start-up and operating costs of a conventional employer-sponsored retirement plan, nor do you have to contribute the same amount each year. You can make tax-deductible contributions of up to 25% of each employee’s compensation. If you are self-employed you are considered an employee, allowing you to save for yourself.

SIMPLE IRA - Retirement Accounts for Small Businesses

If you are self-employed or work for a small business, you may consider a SIMPLE IRA (Savings Incentive Match Plans for Employees). A SIMPLE IRA is designed for small businesses with 100 or fewer employees and for self-employed individuals. If you are self-employed, you are considered both ‘employer’ and ‘employee' under the terms of the plan. These accounts provide a simplified method for small business owners and employees to save for retirement. Plus, they qualify for an annual tax break and have ongoing tax-deferred compounding like a Traditional IRA.

Free Consultation for Self Directed IRAs