In 2018, there were more than $7.39 trillion retirement dollars in IRAs. Self-directed IRAs (SDIRAs) provide a huge opportunity for financial professionals to capture more of this market— specially during a time when investors need more protection. Self-directed IRAs let you take a different approach to customizing retirement plans, and growing your practice by offering additional investment strategies and different asset classes.
As your clients become more aware of the benefits of alternative investments, the demand for you to provide solutions beyond traditional investments like the stock market, bonds and mutual funds will increase significantly. After all, your clients rely on you, their trusted advisor, to provide solutions and results that will protect and grow their investment portfolio.
We’ve worked with some of the most reputable firms, broker dealers, and hedge fund managers in the financial space, helping their clients invest in non-traditional assets such as real estate and private equity. We also work with independent financial professionals such as CPAs, Financial Advisors, Attorneys, and RIAs, bringing the same care and professionalism to every transaction. We know how to complement your financial services practice. Our goal is to make the process easy and cost effective along the way.
Alternative Investments Examples
Within a self-directed IRA, your clients are able to invest in real estate, including single- and multi-family homes, land, commercial, rental and international properties. Self-directed IRAs may also invest in mortgage notes and Real Estate Investment Trusts (REITs).
Outside of real estate investing, SDIRAs may take advantage of other alternative investments, like LLCs, Limited Partnerships, promissory notes, hedge funds, private placements, even startups and small businesses. Some investors are even investing in gold bars.
In fact, the number of investments allowed in self-directed retirement plans are countless. There are only a few things your clients cannot invest in: collectibles, like fine art and life insurance.
Unlike the Fidelity alternative investments platforms or other big banks' products that offer alternative real estate investments (on paper), self-directed IRAs allow you to invest in tangible assets.
Alternative Investment Strategies
Real estate investing within a self-directed IRA does not mean you have to come up with the full purchase price upfront. Several investment strategies can be used to secure property. A non-recourse loan can be used, as well as creating a partnership with other investors. You can even establish “checkbook control” so you have complete control over your retirement funds. If you already work with real estate investors, this is another opportunity to add to their existing strategy. You are not introducing a new investment product, this is something that they are already very familiar with.
How We Work Together
You don’t need to be an expert in self-directed IRA investments but you do need a partner who is knowledgeable, who can provide timely service and competitive pricing.
Our team works with high net worth individuals daily, and we know the level of service that this requires. We have designed a personal, high-touch client service approach to hold your client’s hand every step of the way. Our model delivers a personal level of service that is rarely found in our industry.
You will always be able to reach a knowledgeable person to help you and your client make well-informed decisions. Our team holds the Certified IRA Services Professionals (CISP) designation and undergoes regular training, so you know your clients are getting compliant and up-to-date information every time they call.
Why IRAR? Our Expertise
Our company is unique due to our combination of knowledge and expertise in self-directed IRAs. We have over 25 years of experience processing alternative assets in self-directed IRAs and working with professionals like yourself. Our leadership team has been featured in publications like Forbes, WSJ, and Inman News.
We want you to be able to provide a cost-effective solution for your clients, so we keep our fees low. It is our mission to help your clients build their retirement future at affordable rates, while still providing the best-in-class service that sets us apart from other providers. Get in touch with a dedicated representative to learn how you can take advantage of our services.