5 Reasons You Need to Start Self-Directing Your Retirement

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Once upon a time, self-directed IRAs were an unknown niche of the investment market— accounts that only the rich were utilizing to build wealth.  Nowadays, though they aren’t the standard retirement option, they’re way more popular— your financial advisor may have even heard of them! Because alternative assets are going mainstream (and unlike traditional retirement accounts, these investments are allowed in a self-directed IRA), the popularity of self-directed IRAs continues to grow. For good reason. The freedom to diversify retirement savings gives investors more chances to build wealth faster while protecting their savings from the volatile stock market.

If you haven’t opened and started investing with a self-directed IRA, what are you waiting for? You’re missing out on the chance to maximize your savings that doesn’t exist with traditional retirement space.

Here are 5 reasons why you really need to start investing with a self-directed IRA, ASAP:


1. Freedom of Control

With a self-directed IRA, YOU get control over your retirement investing like never before.

Your provider doesn’t get to tell you how, why, or what you’re doing with your account— it’s truly in your hands. You take full control of your retirement plan and your future in a way you can’t with a traditional retirement plan. If you want to make changes to your investments at any point, that’s up to you— whatever you want, you get to decide (as long as you follow the IRS rules).

You aren’t constrained by a limited list of stocks, bonds, and mutual funds that benefit your retirement plan provider more than your retirement savings. No— with self-direction, you get to invest your way, with investments you choose, and the providers of your choice. You get the control.


2. Freedom of Diversity

YOU get to choose the investments with a self-directed IRA.

Unlike at a traditional retirement investment provider or custodians, you don’t just get a list of approved stocks, bonds, and funds to pick from— with a self-directed IRA, YOU get to decide which investments are worth investing in. 

No longer restricted by traditional retirement providers, you can diversify your retirement savings like never before. Limited only by your own imagination (and the IRS).

For example, our clients invest in assets like:

  • Commercial and Residential Real Estate
  • Private Equity
  • Foreclosures
  • Vacant and Raw Land
  • Limited Partnerships
  • Limited Liability Companies
  • Trust Deeds and Mortgage Notes
  • Tax Lien Certificates
  • REITs
  • And Many, Many More


3. Invest in the Assets You Know Best

With a self-directed IRA, you can focus your investments in the asset classes YOU know best.

What asset-class is your specialty? That investment can now be the cornerstone of your retirement portfolio. Are you a private stock investor outside of retirement? Now you can do that with your retirement account. Real estate agent? Now real estate investing can provide your future retirement income. From private placements and commercial real estate, to fix and flips and mortgage notes, you can utilize your existing experience to build your retirement.


4. Utilize your Existing Retirement Savings WITHOUT Losing the Tax Advantages

YOU can still use your existing retirement savings to invest.

Do you already have a retirement account? You don’t have to leave that behind— you can bring it with you and utilize those savings too. The process is simple (especially with IRAR), and that way you can start investing even faster!

Have an old IRA from an old job, just lying around? Make it work for you and rollover those funds. You’ll be investing in no time!


5. Meet Your Financial Goals Faster (& On Your Terms)

With a self-directed IRA, you can meet YOUR goals way, way faster.

You (and most financial professionals) can do the math and figure out how much your investments should grow. But what if you want to set your sights bigger, higher? Often times, traditional investments just aren’t going to get you there. And if you’re starting your retirement saving late, you almost definitely aren’t going to hit your goals with your typical stocks, bonds, and mutual funds). A self-directed can get you there faster.


In a Nutshell

A self-directed IRA gives you opportunity to take your retirement investing into YOUR hands— you control, you pick, you direct, you decide. With the help of some trusted advisors and IRAR to guide you along the way, you can supersize your IRA and build financial security.

Have any questions? We’d love to answer them. Set up a free consult with our CISP certified experts for more details on self-direction.

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