NAR Self-Directed Retirement Plans for REALTORS | IRAR Trust Company

Exclusive Offer for NAR Members

Download the Program Brochure

Flat Fee

Self-Directed IRAs

$ 299 / annual

Roth IRA, Traditional IRA, SEP IRA, SIMPLE IRA

The annual account recordkeeping fee includes a cash account, unlimited assets, and unlimited transactions.

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Flat Fee

Solo 401(k) Retirement Plan

$ 799 / annual

For Solopreneurs with no employees. The annual fee includes the plan document, all transactions (buys, sells), unlimited online recordkeeping, IRS reporting, updates, and all.

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Unlock the Benefits of Self-Directed Retirement Accounts

Your real estate expertise holds the key to a lucrative path toward financial freedom.

Agents

Agents

Unlock the path to building retirement wealth by opening a self-directed retirement account to invest in real estate. Learn how to leverage this successful strategy to close more deals.

Brokers

Brokers

Differentiate yourself from your competitors and keep your top agents. Offer this incentive at no cost to you to assist them in securing their retirement while also closing more deals.

Associations

Associations

Give your members the power to create a prosperous retirement with a budget-friendly, user-friendly platform and investments they understand: REAL ESTATE.

How It Works

What Successful REALTORS® Are Saying

“

Without Self-Directed IRAs, I wouldn't have been able to get into the game of real estate investing. It’s the only way I could use my funds to invest in real estate when traditional loans weren’t an option. In addition, by offering Self-Directed IRAs as an option to clients, agents can open up new financing possibilities, which is especially important in a market as competitive as ours.

Sandi Collier

REALTOR® and IRAR Client

“

From a user standpoint, the IRAR platform is easy to use. I log in monthly to reconcile accounts and handle tasks, and we've already made our first investment through the Solo 401(k). I really value the flexibility, it’s even got me thinking about moving more funds from my IRA to keep diversifying. Everyone I’ve worked with at IRAR has been incredibly friendly and helpful. When technical issues came up, they jumped on calls, walked me through solutions, and helped me understand both the back-office process and the investment rules for the Solo 401(k).

Dante Passantino

REALTOR® and IRAR Client

“

I've been investing in real estate for years. Learning about self-directed IRAs at a recent Broker Summit was a game-changer. I immediately transferred my Roth IRA and invested in another property. It's a great option for 1099 independent contractors to save and grow their retirement.

Leeatra Vaughan

REALTOR® and IRAR Client

“

I had an old 401(k) from a previous 34-year career. I wanted a retirement plan that was less risky than the stock market. After attending an IRAR webinar, I realized that self-directed IRAs were the perfect solution. Now, I'm investing in real estate through my IRA, building my future and legacy for my family.

Maria Gutierrez

REALTOR® and IRAR Client

“

I have used IRAR to help my clients invest in real estate with their self-directed IRA. As a REALTOR® I believe you are doing your clients (buyers and sellers) a great service by learning how to buy/sell real estate in retirement accounts and by using IRAR to facilitate this. Bringing in IRAR gave me great credibility with my clients and made them feel at ease with the process. It's been a great success.

Gerry Burchard

REALTOR® and IRAR Client

“

As a REALTOR® and a real estate investor, I wanted to utilize my 401k to invest in real estate. I was able to rollover my 401k to a self-directed IRA and invest it in Real Estate. Since opening my account, I’ve leveraged my resources to flip a number of properties while also acquiring rental properties. I’ve also suggested clients look into the many benefits of self-directed IRAs, which has lead to several closings and has increased my clients’ buying power. Working with IRAR has been an enjoyable and informative process.

Jason Cochran

REALTOR® and IRAR Client

Using Your IRA or Old 401(k) for Real Estate Investments: How It Works

1

Open Account

All you need is your ID to get started and open an account online. Make sure to have a credit card ready for payment.

2

Fund Account

Fund the account with existing retirement funds. Transfer from your custodian to IRAR. No savings? Start with a contribution.

3

Investment Strategy

Explore investment strategies available to maximize your savings. You do not need to have the full amount in cash to invest in real estate with an IRA.

4

Make Investment

Once the funds are in your retirement account, you are ready to invest. From there, the process is not too different from a real estate purchase.

5

Manage Investment

After closing, all contracts (insurance, rental agreement, etc.) are made in the name of your IRA. Tenants pay your IRA directly, and the IRA covers repairs.