:root{ --green:#0e8922;--green-2:#108923;--border:#ddd;--muted:#444;--card-text:#111; --card-rule:#ddd;--radius:6px;--btn-radius:6px;--shadow-subtle:0 1px 0 rgba(0,0,0,.03); --font:"Source Sans Pro",sans-serif;}
/* Tooltips */
.uk-tooltip{font:16px/1.4 var(--font)!important;padding:8px 10px!important;}
.uk-tooltip .uk-tooltip-inner{font:inherit!important;line-height:inherit!important;padding:inherit!important;}
/* PDF header & print clone */
.calculator-wrapper .pdf-only-header{display:none!important;}
.pdf-mode .pdf-only-header{display:block!important;}
.pdf-mode .pdf-only-header .pdf-header-row{display:flex!important;align-items:center;gap:12px;}
.pdf-inputs-summary{border:2px solid #e2e2e2;border-left:4px solid var(--green);padding:10px 12px;margin:10px 0 14px;font-size:15px;text-align:left;}
.pdf-inputs-summary .grid{display:grid;grid-template-columns:repeat(3,minmax(140px,1fr));gap:8px 14px;}
.pdf-inputs-summary .label{color:var(--muted);}
.pdf-inputs-summary .val{font-weight:700;}
#live-inputs-banner{display:none!important;}
.pdf-mode .calculator-actions,.pdf-mode #calc-nav,.pdf-mode #hs-form-container,.pdf-mode .web-inputs-summary{display:none!important;}
/* Layout / steps */
.calculator-wrapper{max-width:1250px;margin:0 auto;text-align:center;}
.uk-heading-small{text-align:center;margin-bottom:12px;}
.calc-step{display:none;}
.calc-step.is-active{display:block;}
.calc-progress{display:flex;align-items:center;justify-content:center;gap:10px;margin:10px 0 16px;}
.calc-progress .dot{width:28px;height:28px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:#e9ecef;color:#333;font-weight:700;}
.calc-progress .dot.is-active{background:var(--green);color:#fff;}
.calc-progress .bar{width:60px;height:4px;background:#e9ecef;border-radius:2px;}
.calc-nav{display:flex;justify-content:center;gap:10px;margin:20px 0;}
.calc-nav .uk-button[disabled],.calc-nav .uk-button[aria-disabled="true"]{opacity:.55;cursor:not-allowed;border-radius:var(--btn-radius);pointer-events:none;}
.calc-nav.is-hidden{display:none;}
.calc-form:has(.step-3.is-active) .next-step{display:none!important;}
.results-zone{display:none;}
.calculator-wrapper.results-mode .results-zone{display:block;margin:20px 0;}
#hs-form-container{max-width:560px;margin:0 auto 16px;}
/* Inputs (Step 1) */
.calculator-inputs{display:grid!important;grid-template-columns:repeat(3,minmax(220px,260px));gap:1rem 1.25rem;justify-content:center;align-items:end;padding:12px 20px!important;margin:0 auto 1.5rem;}
.calculator-inputs label{display:block;margin:0 0 6px;font:400 16px var(--font);}
.calculator-inputs .reset-wrap{grid-column:2;min-width:140px;justify-self:center;}
.calculator-wrapper input[type="number"]::-webkit-outer-spin-button,
.calculator-wrapper input[type="number"]::-webkit-inner-spin-button{-webkit-appearance:none;margin:0;}
.calculator-wrapper input[type="number"]{-moz-appearance:textfield;appearance:textfield;}
/* Table & inputs (Step 2) */
.calculator-table th,.calculator-table td{border-bottom:1px solid var(--border);padding:10px;font-size:14px;vertical-align:middle;text-align:left;}
.competitor-row td{vertical-align:top;}
.calculator-table input.uk-input{padding:6px 10px;font-size:14px;text-align:center;border-radius:var(--radius);}
.competitor-row .competitor-company,.competitor-row .competitor-input{width:100%;box-sizing:border-box;padding:8px 12px;font-size:14px;text-align:center;border-radius:var(--radius);}
.tx-fee-split{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-bottom:8px;}
.competitor-row .tx-subgrid{margin-top:10px;display:grid;grid-template-columns:repeat(2,1fr);gap:10px 12px;}
.competitor-row .tx-subgrid input.uk-input{width:100%;padding:6px 10px;font-size:13px;text-align:center;border-radius:var(--radius);}
.competitor-transaction-col{min-width:360px;display:flex;flex-direction:column;gap:10px;}
.competitor-head{display:grid;grid-template-columns:1fr 1fr 1fr;gap:10px 12px;}
.competitor-head .col .uk-input{width:100%;text-align:center;}
.competitor-head .notes{grid-column:1/-1;}
.competitor-head .notes-label{display:block;margin:6px 0;font-size:14px;color:#999;font-weight:400;}
.competitor-head .notes-field{width:100%;box-sizing:border-box;padding:8px 10px;font-size:14px;line-height:1.35;border-radius:var(--radius);resize:vertical;min-height:60px;background:#f7f7f7;}
.calculator-table td.competitor-head-cell{vertical-align:top;}
@supports(selector(:has(*))){.calculator-table td:has(>.competitor-head){vertical-align:top;}}
/* Buttons */
.calculator-wrapper .uk-button.button,.calc-nav .uk-button{background:var(--green);border:2px solid var(--green);border-radius:var(--btn-radius)!important;color:#fff;font-family:var(--font);font-size:14px;line-height:1;padding:13px 40px 14px;text-align:center;text-transform:uppercase;transition:.3s;text-decoration:none;}
.calculator-wrapper .uk-button.button:hover,.calc-nav .uk-button:hover{background:#fff;color:var(--green);}
.calculator-wrapper .uk-button.button:focus-visible,.calc-nav .uk-button:focus-visible{outline:3px solid var(--green);outline-offset:2px;}
.download-button{background:transparent;color:var(--green);border:2px solid var(--green);padding-bottom:20px;}
.download-button:hover,.download-button:focus-visible{background:var(--green);color:#fff;border-color:var(--green);}
#resetBtn{background:var(--green);border:2px solid var(--green);color:#fff;border-radius:var(--btn-radius)!important;margin-top:.25rem;}
#resetBtn:hover{background:#fff;color:var(--green);}
.restart-button{background:#fff!important;color:var(--green-2)!important;border:2px solid var(--green-2)!important;font-weight:600!important;border-radius:8px;padding:10px 22px;transition:all .25s ease;text-transform:uppercase;letter-spacing:.5px;}
.restart-button:hover,.restart-button:focus{background:var(--green-2)!important;color:#fff!important;text-decoration:none;border-color:var(--green-2);}
/* Titles & copy */
.calc-step h3.uk-heading-small{font-size:26px;font-weight:700;color:var(--green);text-align:center;margin:20px 0 10px;line-height:1.3;letter-spacing:.3px;}
.calc-step .uk-text-meta,.uk-text-meta.uk-margin-small{font-size:18px;color:var(--muted);text-align:center;margin-bottom:1.25rem;display:block;}
/* Cards (Step 3) */
.facts-grid{display:grid;grid-template-columns:repeat(4,minmax(312.5px,1fr));gap:16px;margin:40px 0;}
.facts-card{max-width:100%;margin:0;padding:22px 22px 28px;border:3px solid var(--card-text);background:#fff;color:var(--card-text);font-family:var(--font),Heebo,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;text-align:left;}
.facts-card h2{font-size:22px;line-height:1;margin:0 0 10px;font-weight:700;text-align:left;}
.facts-card h5{margin:0;padding-bottom:5px;}
.facts-card .block{border-top:1px solid var(--card-rule);padding-top:12px;margin-top:12px;}
.facts-card hr{display:none;}
.facts-card .eyebrow{margin:0 0 6px;font-weight:700;}
.facts-card .eyebrow.strong{font-weight:700;}
.facts-card .sub{margin:0;color:#555;}
.facts-card h3{margin:0 0 8px;font-size:15px;font-weight:700;}
.facts-card .muted{color:#3b3b3b;font-size:11px;line-height:1.45;margin:0;}
.facts-card .price-line{display:flex;align-items:center;justify-content:space-between;gap:10px;font-size:14px;padding:4px 0;}
.facts-card .price-line.head{font-weight:700;}
.facts-card .price{font-weight:700;}
.facts-card .grid-2{display:grid;grid-template-columns:1fr 1fr;gap:12px 20px;}
/* IRAR row highlight */
.irar-row{color:var(--green-2);font-weight:700;}
.irar-row .breakdown{color:#555;font-weight:400;}
#totalIRAR,.irar-row .total-line{color:var(--green-2);font-weight:700;}
.irar-rates{display:block;font-size:14px;line-height:1.4;}
.irar-rates .rate-chip{background:none;border:none;border-radius:0;padding:0;display:inline;font-size:inherit;color:inherit;}
/* Web-only summary */
.web-inputs-summary{display:none;border:2px solid #e2e2e2;border-left:6px solid var(--green-2);background:#f9fbf9;border-radius:var(--radius);padding:14px 16px;margin:0 0 25px;text-align:left;box-shadow:var(--shadow-subtle);}
.web-inputs-summary .title{font-weight:700;margin:0 0 8px;color:var(--green-2);letter-spacing:.1px;}
.web-inputs-summary .grid{display:grid;grid-template-columns:repeat(3,minmax(110px,1fr))!important;gap:10px 16px;font-size:15px;}
.web-inputs-summary .item{display:flex;align-items:baseline;gap:6px;}
.web-inputs-summary .label{color:#333;opacity:.85;}
.web-inputs-summary .val{font-weight:700;color:#111;}
/* Motion */
@media (prefers-reduced-motion:reduce){.calculator-wrapper .uk-button.button,.calc-nav .uk-button{transition:none;}}
/* Responsive ≤1024 */
@media (max-width:1024px){
.calculator-wrapper{padding:0 24px;}
.calculator-inputs{grid-template-columns:repeat(2,minmax(220px,1fr));gap:1.25rem;}
.calculator-inputs .reset-wrap{grid-column:1/-1;justify-self:center;margin-top:.25rem;}
.calculator-table{width:100%;font-size:14px;margin-top:1rem;}
.calculator-table td{padding:8px 10px;}
.calculator-actions .uk-button,.calculator-wrapper .uk-button.button,.calculator-wrapper .download-button,.calculator-wrapper .restart-button{min-height:44px;}
.web-inputs-summary .grid{grid-template-columns:repeat(3,minmax(120px,1fr))!important;}}
/* ≤920 */
@media (max-width:920px){.facts-grid{grid-template-columns:1fr;}}
/* 900–770 */
@media (max-width:900px) and (min-width:770px){
.calculator-wrapper{padding:0 12px;}
.calculator-table{width:100%;font-size:13px;display:block;padding:0;}
.calculator-table thead{display:none;}
.calculator-table tbody tr{display:grid;grid-template-columns:1fr 1fr;gap:8px 12px;align-items:start;}
.calculator-table tbody td{display:block;text-align:left;padding:10px 8px;}
.calculator-table tbody td::before{content:attr(data-label);display:block;margin:0 0 4px;font-weight:700;}
.calculator-table tbody tr.irar-row{grid-template-columns:1.5fr 1fr 1.5fr;}
.calculator-table tbody tr.irar-row td.irar-transaction-col{grid-column:1/span 2!important;border-bottom:0;}
.calculator-table tbody tr.irar-row td.total-cost{grid-column:3!important;border-bottom:0;}
.calculator-table tbody tr.competitor-row{grid-template-columns:1.5fr 1fr 1.5fr;margin:10px 0;}
.calculator-table tbody tr.competitor-row td.competitor-transaction-col{grid-column:1/span 2!important;margin:10px 0;border-bottom:0;}
.calculator-table tbody tr.competitor-row td.total-cost{grid-column:3!important;margin:0;border-bottom:0;}
.competitor-head{grid-template-columns:1.5fr 1fr 1.5fr;}}
/* ≤769 */
@media (max-width:769px){
.calculator-wrapper{padding:0 16px;}
.calculator-inputs{grid-template-columns:repeat(2,minmax(80px,1fr));gap:1rem;}
.calculator-actions{display:flex;flex-direction:column;align-items:stretch;gap:.75rem;padding:0 1rem;}
.calculator-actions .uk-button,.calculator-wrapper .uk-button.button,.calculator-wrapper .download-button,.calculator-wrapper .restart-button{width:100%;padding:14px 18px;box-sizing:border-box;}
.calculator-actions .open-account{order:1;}
.calculator-actions .download-button{order:2;}
.calculator-actions .restart-button{order:3;}
.uk-heading-small,.pdf-content h1,.pdf-content h2{font-size:1.5rem!important;line-height:1.3;text-align:left;}
.uk-text-meta{padding:0 1.5rem;display:block;text-align:center;}
.calculator-table{font-size:13px;display:block;overflow-x:auto;padding:0 1rem;}
.calculator-table thead{display:none;}
.calculator-table tr{display:block;padding:.5rem 0;}
.calculator-table td{display:flex;flex-wrap:wrap;justify-content:space-between;padding-right:45px!important;text-align:left;}
.calculator-table td::before{content:attr(data-label);font-weight:700;width:100%;margin-bottom:4px;}
.calculator-table td.competitor-head-cell{display:block;}
@supports(selector(:has(*))){.calculator-table td:has(>.competitor-head){display:block;}}
.facts-card{padding:18px 18px 22px;}
.facts-card .price-line{font-size:13.5px;}
.facts-card h2{font-size:20px;}
.web-inputs-summary{margin:12px 0 18px;padding:12px 14px;}
.web-inputs-summary .title{margin-bottom:6px;}
.web-inputs-summary .grid{grid-template-columns:repeat(2,minmax(120px,1fr))!important;gap:8px 12px;font-size:14px;}}
/* ≤480 */
@media (max-width:480px){.web-inputs-summary .grid{grid-template-columns:repeat(2,minmax(130px,1fr))!important;}}
@page{size:11in 8.5in landscape;margin:16mm 14mm;}
/* Mobile IRAR card */
@media (max-width:769px){
.facts-card[data-company="IRAR"]{padding:14px 14px 16px;}
.facts-card[data-company="IRAR"] h2{font-size:18px;margin:0 0 6px;line-height:1.2;}
.facts-card[data-company="IRAR"] h3{font-size:13px;margin:10px 0 6px;letter-spacing:.2px;}
.facts-card[data-company="IRAR"] .sub{font-size:12.5px;line-height:1.25;color:#3b3b3b;}
.facts-card[data-company="IRAR"] .block{margin-top:10px;padding-top:10px;border-top:1px solid var(--card-rule);}
.facts-card[data-company="IRAR"] .price-line{font-size:13px;padding:2px 0;gap:6px;align-items:baseline;}
.facts-card[data-company="IRAR"] .price{font-weight:700;white-space:nowrap;}
.facts-card[data-company="IRAR"] .muted{font-size:10.5px;line-height:1.35;}
.facts-card[data-company="IRAR"] .grid-2{grid-template-columns:1fr;gap:8px 0;}
.facts-card[data-company="IRAR"] .price-line.head{margin-top:6px;padding-bottom:2px;}}
/* Tablet (770–1024) */
@media (min-width:770px) and (max-width:1024px){
.calc-form {padding: 0 10px;}
.calculator-wrapper{padding:0 20px;}
.calculator-inputs{grid-template-columns:repeat(2,minmax(220px,1fr));gap:16px 18px;padding:10px 16px!important;margin-bottom:18px;}
.calculator-inputs label{font-size:15px;}
.calc-form,.pdf-content{padding:0 10px;}
.calculator-table{display:table;width:100%;font-size:14px;}
.calculator-table thead{display:table-header-group;}
.calculator-table tbody tr{display:table-row;}
.calculator-table tbody td{display:table-cell;}
.calculator-table th,.calculator-table td{padding:8px 10px;border-bottom:1px solid #e3e3e3;vertical-align:middle;}
.calculator-actions{display:flex;justify-content:center;gap:10px;flex-wrap:wrap;padding:0 8px;}
.calculator-actions .uk-button,.calculator-wrapper .uk-button.button,.calculator-wrapper .download-button,.calculator-wrapper .restart-button{min-height:44px;padding:12px 26px;}
.web-inputs-summary{margin:12px 0 20px;padding:12px 14px;}
.web-inputs-summary .grid{grid-template-columns:repeat(3,minmax(140px,1fr))!important;gap:10px 14px;font-size:14px;}
.facts-grid{grid-template-columns:repeat(2,minmax(320px,1fr));gap:14px;margin:24px 0;}
.facts-card{padding:18px 20px 24px;border-width:3px;}
.facts-card h2{font-size:21px;margin:0 0 8px;}
.facts-card h3{font-size:14px;margin:0 0 6px;}
.facts-card .sub{font-size:12.5px;color:#555;}
.facts-card .block{border-top:1px solid var(--card-rule);margin-top:10px;padding-top:10px;}
.facts-card .price-line{font-size:13.5px;padding:3px 0;gap:8px;}
.facts-card .price{white-space:nowrap;}
.facts-card .price-line.head{padding-bottom:3px;margin-bottom:4px;font-weight:700;}}
@media (max-width:920px) and (min-width:770px){.facts-grid{grid-template-columns:repeat(2,minmax(300px,1fr));}}
.competitor-count{ margin: 10px 0 16px; text-align: center;}
.competitor-count-label{ margin: 0 0 6px; font-size: 15px; font-weight: 600; color: var(--muted);}
.competitor-count-options{ display: flex; flex-wrap: wrap; gap: 10px 18px; font-size: 14px; justify-content: center; align-items: center;}
.competitor-count-options .count-option{ display: inline-flex; align-items: center; gap: 6px; cursor: pointer;}
.competitor-count-options input[type="radio"]:focus-visible {  outline: none;}